{"links":{"self":"http://dataportal.arc.gov.au/NCGP/API/grants/DE260101316"},"data":{"type":"grant-details","id":"DE260101316","attributes":{"code":"DE260101316","administering-organisation":"Curtin University","announcement-administering-organisation":"Curtin University","scheme-name":"Discovery Early Career Researcher Award","grant-status":"Active","funding-commencement-year":2026,"years-funded":3,"project-start-date":"2026-01-01","anticipated-end-date":"2028-12-31","grant-summary":"Passing the Keys: Homeownership Across Generations in Australia. This project aims to address a critical gap in understanding how homeownership is passed between generations in Australia, examining both financial support—the Bank of Mum and Dad—and broader socioeconomic advantages tied to parental homeownership. It also aims to provide the first systematic study of the growing Bank of Nan and Pop, investigating the prevalence, motivations, and forms of grandparental assistance. Using longitudinal data and applying innovative research methods, this project expects to generate new knowledge on how family housing wealth shapes inequality. This should provide significant benefits by better informing policies aimed at reducing housing inequality and protecting older Australians providing financial assistance.","funding-current":440432.00,"funding-at-announcement":436886,"investigators-current":[{"title":"Dr","firstName":"Christopher","familyName":"Phelps","roleName":"Discovery Early Career Researcher Award","roleCode":"DECRA","isFellowship":true,"orcidIdentifier":"0000-0002-9437-1595 "}],"investigators-at-announcement":[{"title":"Dr","firstName":"Christopher","familyName":"Phelps","roleName":"Discovery Early Career Researcher Award","roleCode":"DECRA","isFellowship":true,"orcidIdentifier":"0000-0002-9437-1595 "}],"organisations-current":[{"organisationName":"Curtin University","roleName":"Administering Organisation","state":"WA"}],"organisations-at-announcement":[{"organisationName":"Curtin University","roleName":"Administering Organisation","state":"WA"}],"field-of-research":[{"isPrimary":false,"code":"330403","name":"Housing Markets, Development and Management","type":"FOR20"},{"isPrimary":false,"code":"440301","name":"Family and Household Studies","type":"FOR20"},{"isPrimary":true,"code":"4407","name":"Policy and Administration","type":"FOR20"},{"isPrimary":false,"code":"440707","name":"Housing Policy","type":"FOR20"}],"socio-economic-objective":[{"code":"200207","name":"Social Structure and Health","type":"SEO20"},{"code":"230107","name":"Families and Family Services","type":"SEO20"},{"code":"230112","name":"Social Class and Inequalities","type":"SEO20"}],"international-collaboration":["United States of America"],"lief-register":[],"achievement-summary":null,"national-interest-test-statement":"Owning a home is key to financial security and wellbeing in Australia, but family wealth now plays a bigger role in who can buy a home. The Bank of Mum and Dad is one of the country’s largest lenders, and more grandparents—the Bank of Nan and Pop—are also helping. This project will investigate how homeownership is passed between generations, examining both direct financial help and the broader advantages of having homeowner parents. With housing inequality affecting Australia’s economy and social wellbeing, policymakers need a clear picture of how family wealth shapes access to housing. By examining the growing role of grandparents, this research will also highlight risks to older Australians providing financial support, motivating the case for improved consumer protections. Beyond financial impacts, it aligns with the National Wellbeing Framework by exploring how housing support affects family wellbeing, including financial stress and relationships. To maximise impact, results will be shared with government, the financial sector, and the public through policy briefs, summary reports, and media outreach, ensuring the research informs better housing policies and supports housing security for future generations."}}}